Turkmenistan has summarised the interim results of the implementation of the state strategy for financial support of small and medium-sized enterprises, as well as the social sector. This was reported by the IIC.

As of December 2025, the preferential lending system has become one of the key instruments of the country's economic development. As part of the policy, about two thousand large investment projects have been financed.

The implementation of these initiatives has created over 16,700 new jobs, which has contributed to increased social stability and strengthened the productive capacity of the regions.

A significant amount of state support has been directed to the agro-industrial complex. Dayhan associations and private agricultural producers have gained access to long-term loans at 1% per annum. Financial resources are used for the technical re-equipment of the industry, the purchase of modern agricultural machinery, and the implementation of projects in livestock and poultry farming.

The financing model used contributes to securing the domestic food market and gradually increasing the export potential of domestic products.

In the social sphere, improving the housing conditions of the population remains a priority. The country has a mortgage lending system that provides for the purchase of housing for up to 30 years at 1% per annum with a five-year grace period.

Special attention is paid to the city of Arkadag, where housing construction is carried out using modern technologies, and the existing financial mechanisms ensure the availability of housing for various categories of citizens. Young families receive additional targeted support — more than 185,000 couples have already taken advantage of preferential loans for home improvement.

The dynamics of lending activity testify to the effectiveness of the socio-economic policy being implemented. Financial incentives for various industries form a stable basis for the further development of the national economy.